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Understanding Insurance

Not all insurance products are created equal. One of the most common mistakes homeowners and potential homeowners make is that they hear...

Changes to the Stress Test and What You Need to Know

As you may have heard, the Bank of Canada recently changed the stress test rules as of June 1, 2021. With these changes, now both insured...

The Role of the Insurer in a Mortgage

Any time a down payment for the mortgage is less than 20%, it is required that the mortgage must be insured thru an Insurer. Why does...

5 Simple Steps to Owning Your Home

Often, the route to owning your own home can seem like a trip to the moon and back. Really though, it comes down to five key steps: 1 –...

Mortgage Insurance and Your Borrowing Power

As a Canadian homebuyer or homeowner, your borrowing power is impacted by a few factors. Recent changes to the lending policies announced...